The use of the site and the services available on it indicates that you accept these terms and conditions set forth here.

Data Protection

Our use of any personal information supplied by users of this site is governed by our privacy policy. Please click here to view our Privacy Policy.

Use of the Site

The information and services available on the site are provided for the sole purpose of individuals or organization seeking to develop themselves through trainings, consultation and be abreast with current issues in Pension. Users may use, print and download information from the site for these purposes only and for no other personal or commercial purpose. You may not otherwise copy, display, transmit or distribute any material from the site.

All copyright, database rights and other intellectual property rights in the site and the material available on the site belong to Association of Pension Desk Practitioners of Nigeria. Use of the site does not give users any proprietary rights in such materials.

Service Availability

We try to ensure continuous availability of the site and all the services available on it but accept no responsibility for the consequences of interruptions or delays, however caused. We may, additionally, alter the design and specification of the site at any time.

Limitation of Liability

Our liability, and the liability of our third-party suppliers, for any loss or damage suffered by you as the result of your use of this site is limited to your actual direct damages and, except in the case of fraud, excludes any loss of future earnings, profit or prospects or any consequential or speculative loss. As required by law, this exclusion does not extend to death or personal injury caused by our negligence.

Governing Law

These terms and conditions shall be interpreted in accordance with the laws of the Federal Republic of Nigeria and all disputes shall be decided by Nigerian courts.