Course Overview

The course on Retirement Planning and Financial Security is designed to provide participants with essential knowledge and practical tools to effectively plan for retirement and ensure financial stability during their post-working years. The course covers various aspects of retirement planning, including pension options, gratuity, investment strategies, tax implications, and estate planning. Participants will gain insights into optimizing their retirement income, managing risks, and making informed decisions to secure a comfortable and worry-free retirement.

Module 1: Foundations of Retirement Planning

• Understanding the importance of retirement planning
• Key factors influencing retirement decisions
• Identifying retirement goals and aspirations

Module 2: Pension and Gratuity Options

• Overview of pension and gratuity schemes
• Analyzing different pension plans and their benefits
• Maximizing retirement benefits and incentives

Module 3: Investment Strategies for Retirement

• Exploring investment options for retirement savings
• Risk management and asset allocation
• Creating a diversified retirement portfolio

Module 4: Tax Planning for Retirement

• Understanding the tax implications of retirement income
• Strategies to minimize tax burdens during retirement
• Tax-efficient withdrawal strategies for retirement accounts

Module 5: Estate Planning and Wealth Transfer

• Importance of estate planning in retirement
• Creating a comprehensive estate plan
• Ensuring a smooth wealth transfer to beneficiaries

Module 6: Social Security and Government Benefits

• Overview of social security and government pension schemes
• Maximizing social security benefits
• Understanding other government-provided retirement benefits

Note: The course will be enriched with practical case studies, guest lectures from financial experts, and interactive exercises to reinforce the concepts and enhance the learning experience.

Assessment:

Participants' understanding of retirement planning concepts and their ability to apply them will be evaluated through quizzes, assignments, and a final project. The final project will involve creating a personalized retirement plan that considers individual financial circumstances, goals, and risk tolerance. Participants will receive personalized feedback and recommendations to refine their retirement plans.

Course Fee

₦185,000

Date & Location

• Date: 17th Sep - 19th Sep, 2024
• Location: Lagos
• Virtual Learning: Available

• Date: 17th Dec - 19th Dec, 2024
• Location: Lagos
• Virtual Learning: Available